India’s stock market participation has reached a new peak in FY25, with over 192 million demat accounts now active. This sharp rise isn’t just about growing interest; it highlights a shift in how easily people can enter the market today. Trading apps are one of the biggest drivers of this change. What was once restricted to a small group with resources and expertise is now available to many more across backgrounds and locations.
Wondering what exactly these apps are doing differently to bring more people in? Let’s break it down.
Instant demat account opening
Trading apps have made the demat account opening process incredibly easy and fast. Only your Aadhaar, PAN, and bank account details are enough. This 100% paperless process helps you get started in minutes, not days. For first-time traders, particularly those in smaller cities or with tight schedules, this convenience removes the biggest hurdle.
Easy diversification
A trading app enables you to explore multiple tradable options. You can purchase Indian equities, trade in commodities like gold and crude oil, access US stocks like Apple or Netflix, or even try your hand at Futures and Options (F&O). This gives you broader access and helps you diversify, all from one app. With a single dashboard, you can view, manage, and grow your entire portfolio.
Daily expert recommendations
Trading apps improve stock market accessibility by bringing expert advice directly to users who may not have the time or skills to analyse markets themselves. These updates often include:
- Stock suggestions backed by technical and fundamental analysis
- Buy or sell signals based on technical patterns
- Short-term trading ideas and targets
- Insights into sector rotation or momentum
- Risk levels and stop-loss suggestions
By placing expert guidance at the fingertips of everyday traders, trading apps remove the guesswork and make it easier for more people to act confidently in the market.
Margin Trading Facility (MTF)
Many traders face a simple problem, i.e., spotting an opportunity but not having enough funds to act. Trading apps solve this by offering a margin trading facility.
Suppose a stock is trading at ₹1,000, and you want to own 40 shares, which costs ₹40,000. With 4x leverage, you only require ₹10,000. The trading app will cover the remaining ₹30,000. You still control all 40 shares and can benefit from price movements.
MTF allows traders to act on profitable opportunities instantaneously, hence widening access to the market for those with limited funds.
Affordable access to the global market
US stocks like Apple, Microsoft, and Netflix trade at hefty prices. Earlier, this made global exposure difficult for those not ready to commit large sums to a single share. Trading apps solve this by allowing fractional ownership. Now, you can buy a small part of a stock instead of the whole unit.
By lowering the minimum amount needed, trading apps make it easier to access global equities, diversify across markets, and gain exposure to top companies at a fraction of the cost.
Live engagement through an in-app community
A major feature of the new-age trading apps is their live learning environment. These apps offer access to a community of like-minded traders and experts. Weekly sessions, live webinars, and open forums allow you, as a trader, to:
- Watch strategy breakdowns during market hours
- Learn from other traders’ experiences
- Ask questions during live trading hours
- Get real-time feedback on trades
- Connect with mentors
- Access archives of past lessons and talks
Such ongoing interaction plays a big role in making the market feel open to everyone.
To sum up
Trading apps have opened the doors of the stock market to more people than ever before. With features like instant demat account opening, curated stock collections, daily expert recommendations, fractional trading, and real-time learning communities, participation is no longer limited by capital, complexity, or experience. Today, anyone with a smartphone and an internet connection can begin their stock market journey.
MO Riise, a next-generation trading platform by Motilal Oswal, takes this accessibility even further. Backed by the legacy of a SEBI-registered public entity, MO Riise is trusted by over 40 lakh traders. Alongside the features highlighted above, you also benefit from UPI-based payments, unlimited order placement, useful technical analysis tools, educational content, and access to StoCoMo, a thriving community of traders and experts. 24/7 support is available to answer your questions anytime.
Download MO Riise today and experience what smart stock market trading feels like.
